Commercial / Business Insurance
We specialise in a wide range of commercial insurance policies. Here
are just some of the different types of policy that we offer for the commercial
market:
Public/Products Liability
Legal liability for accidental bodily injury, death, illness or disease
to third parties or third party property.
Employers Liability
Compulsory for anyone who has employees. Insures against legal liability
for accidental bodily injury, death, disease or illness to employees.
Combined Insurance
Made up of various sections usually associated with most business, ideal
for all types of companies who want comprehensive insurance for the protection
of their business.
Property Damage
Covers against loss of property through specified perils e.g., Fire,
Theft, Storm, Flood etc. Accidental damage, subsidence and all risks cover
available as extensions.
Business Interruption
Offers varying degrees of cover if your business profits are affected
by an insured loss.
Public Liability
As above
Employers Liability
As above
Goods In Transit
Goods are insured against "All Risks" subject to certain exceptions.
Can often be a stand alone policy for hauliers or others who move a lot
of goods around via either their own or others vehicles.
Contract Works Insurance
Meeting the needs of the construction industry. These policies can incorporate
a lot of the above and in addition give cover for works connected to the
business of the insured. Ideal for builders and allied trades.
Package Policies
Designed for the small - medium sized business or individual
Tradesman Liability
Designed for the smaller company or individual catering for specific
trades, ideal for Builders, Double Glazing, Electricians, Painters and
Decorators and many other trades.
Shopkeepers
Designed as a package including most of the things you should need to
protect your shop against most events. Rates depend mostly on area, trade
and sums insured.
Office
Designed to cover office liabilities, contents against all you need to
feel safe running your successful office.
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